I have spent most of my Veteran's Day going through my file cabinet.
For the past few years, I've opted to do a Flex-Spending medical account via pre-tax deductions from my paycheck.
I figured this was a good idea - I only take $50 out per month, and then at the end of the year, I submit the records to get my $600 pre-tax money back. Or at least that's how its gone the last few years. After all, Trevor has a prescription that's covered under this plan that costs $60 a month. No worries, right?
Wrong. Our beloved son has 'forgotten' to take his ADHD medication it turns out, about 2/3rds of the time! Gah! I realize now that the urge to throttle him has not been completely unwarranted - and no, I didn't throttle him.
Okay, so I start looking through the receipts of stuff and find we've paid over $600 in medical bills this year. Oh but wait, the bills from January & February are for services rendered in DECEMBER - which is not in the 'plan year.'
I have very decent insurance through work, and mostly everything other than the odd co-pay here & there is covered.
Connor did have the ER visit for the puncture in his foot, but that's only $190.00 out of pocket. And I can't seem to find the original bill, just the balance forward, which is not going to work for proof of payment. Ugh. So we will have to contact the hospital & get an accounting for that.
There was a bill for $1,900.00, but that was for Diana's screening for MADE, and we didn't pay that (altho it doesn't show that anywhere on the billing....). I think they might ask why she needed an echocardiogram if we submit that one :P
What a mess.
I'm sure somewhere/somehow we have managed to spend $600 total on things that qualify. It's just going to take time to go through all the receipts to find the Theraflu and Ibuprofen purchases. Lee is going to the pharmacies to see if they can give us a breakdown of the accounts for us - that works too. Lee's prescription is only $6/month, but that's $72 for the year...
On the plus side, knowing we're so healthy that we didn't incur a lot of expenses over the year is kind of nice. And I do have all the receipts...